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Life

​At UHD, you have several life insurance and accident and dismemberment coverage options available. Learn more about Optional Term Life, Dependent Term Life and Voluntary Accident and Dismemberment coverage.

Rates

OPTIONALTERM LIFE RATES
Age
E I
E II
E III
E IV

15-19

​$0.05

$0.10

$0.15

$0.20

20-24

​$0.05
​$0.10

$0.15

$0.20​

25-29
​$0.05

$0.10

$0.15

$0.20​

30-34
​$0.06

$0.12​

$0.18

$0.24​

35-39
​$0.06

$0.12

$0.18

$0.24​

40-44

$0.08

​$0.16

$0.24

$0.32​

45-49

​$0.12

​$0.24

$0.36

​$0.48
50-54
$0.19
​$0.38

$0.57

$0.76

55-59

$0.33

$0.66

$0.99

$1.32

60-64
​$0.57

$1.14

$1.71

$2.28​

65-69

​$0.93

$1.86

$2.79

$3.72

70-74

$1.48

$2.96

$4.44

$5.92​

75-79
​$2.41

$4.82

$7.23​

$9.64

80-84
​$3.92

$7.84

$11.76​

$15.68​

85-89

$6.79

$13.58​

$20.37​

$27.16

90+
​$10.57

$21.14​

$31.71

$42.28​

 

Beginning at age 70, Optional Term Life coverage is reduced to a percentage of your annual salary according to the following age table:

OPTIONAL TERM LIFE PERCENT COVERAGE AGE 70+
70-74
75-79
80-84
85-89
90+
65%
​40%

25%

15%

10%


 

DEPENDENT TERM LIFE RATES
$1.38 (includes $5,000 term life with AD&D coverage per dependent)

 

 
VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) RATES
Employee Only
$0.02/$1,000.00 of coverage
Employee & Family$0.04/$1,000.00 of coverage

 
LIFE INSURANCE RESOURCES
     ERS Life Resources
Benefits Home graphic
ESO Home graphic

 

Last updated 11/12/2020 1:24 AM